U.S. Historical Statistical Digest BLS · BEA · Census · Treasury
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SECTION · 7 HISTORICAL SERIES

Housing Prices, Affordability & Mortgages

U.S. median home sales prices since 1963, median home-price-to-income ratio, FHFA National House Price Index since 1975, FHFA mortgage origination interest rates since 1998, housing starts, and homeownership rates.

Series in Housing & Mortgages

Indicator SeriesSpanLatest (2025)Series LowSeries HighSource Agency
U.S. Median Home Sales Price by Year (Nominal vs. Real 1963-2025)1963-2025415,400USD18,050 (1963) 432,950 (2022) U.S. Census Bureau & HUD
U.S. Median Home Price-to-Income Ratio by Year (1963-2025)1963-20254.75Multiple3.45 (1970) 5.81 (2022) U.S. Census Bureau & HUD (Derived Ratio)
U.S. Mortgage Origination Interest Rate by Year (1998-2025)1998-20256.3%3.0 (2021) 8.4 (2000) Federal Housing Finance Agency (FHFA)
U.S. FHFA House Price Index & Annual Appreciation (1975-2025)1975-2025699.34Index61.16 (1975) 699.34 (2025) Federal Housing Finance Agency (FHFA)
U.S. Housing Starts by Year (1959-2025)1959-20251,356Thousands554 (2009) 2,361 (1972) U.S. Census Bureau & HUD
U.S. Homeownership Rate by Year (1965-2025)1965-202565.27%63.02 (1965) 69.00 (2004) U.S. Census Bureau Housing Vacancy Survey
U.S. Rent & Shelter CPI Inflation by Year (1954-2025)1954-20253.64%-0.39 (2010) 17.56 (1980) U.S. Bureau of Labor Statistics (BLS)
U.S. Census Bureau & HUD · 1963-2025

U.S. Median Home Sales Price by Year (Nominal vs. Real 1963-2025)

2025 Reading: 415,400 USD (Nominal)

Loading historical series...
Source: U.S. Census Bureau & HUD (MSPUS) Range: 18,050 (1963) to 432,950 (2022)