Housing Prices, Affordability & Mortgages · U.S. Census Bureau Housing Vacancy Survey
U.S. Homeownership Rate by Year (1965-2025)
The U.S. homeownership rate tracks the proportion of American households who own their primary residence versus renting. In 2025, homeownership rate recorded 65.27% of Occupied Households, compared with 65.62 in 2024. Across the 61-year archive (1965-2025), readings have ranged between 63.02 (1965) and 69.00 (2004).
Series Summary Ledger
- 2025 Reading65.27
- 2024 Reading65.62
- All-Time High (2004)69.00
- All-Time Low (1965)63.02
- Reporting Unit% of Occupied Households
- Series CodeRHORUSQ156N
U.S. Census Bureau Housing Vacancy Survey · 1965-2025
U.S. Homeownership Rate by Year (1965-2025)
2025 Reading: 65.27 % of Occupied Households
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DECADE BENCHMARKS (1950s-2020s)
Homeownership Rate by Decade
| Decade | Mean | Min | Max |
|---|---|---|---|
| 1960s | 63.65 | 63.02 | 64.33 |
| 1970s | 64.63 | 64.18 | 65.22 |
| 1980s | 64.42 | 63.77 | 65.58 |
| 1990s | 64.95 | 63.95 | 66.80 |
| 2000s | 68.14 | 67.38 | 69.00 |
| 2010s | 64.79 | 63.40 | 66.85 |
| 2020s | 65.77 | 65.27 | 66.60 |
Homeownership Rate Year-by-Year Historical Table (1965-2025)
Source: U.S. Census Bureau Housing Vacancy Survey (RHORUSQ156N)| Year | Homeownership Rate (% of Occupied Households) | Annual Change |
|---|---|---|
| 2025 | 65.27 | -0.35 |
| 2024 | 65.62 | -0.28 |
| 2023 | 65.90 | +0.12 |
| 2022 | 65.78 | +0.30 |
| 2021 | 65.47 | -1.12 |
| 2020 | 66.60 | +2.05 |
| 2019 | 64.55 | +0.13 |
| 2018 | 64.42 | +0.57 |
| 2017 | 63.85 | +0.45 |
| 2016 | 63.40 | -0.25 |
| 2015 | 63.65 | -0.82 |
| 2014 | 64.47 | -0.65 |
| 2013 | 65.12 | -0.33 |
| 2012 | 65.45 | -0.70 |
| 2011 | 66.15 | -0.70 |
| 2010 | 66.85 | -0.53 |
| 2009 | 67.38 | -0.45 |
| 2008 | 67.82 | -0.33 |
| 2007 | 68.15 | -0.62 |
| 2006 | 68.78 | -0.10 |
| 2005 | 68.88 | -0.12 |
| 2004 | 69.00 | +0.75 |
| 2003 | 68.25 | +0.33 |
| 2002 | 67.92 | +0.10 |
| 2001 | 67.82 | +0.45 |
| 2000 | 67.38 | +0.57 |
| 1999 | 66.80 | +0.53 |
| 1998 | 66.28 | +0.58 |
| 1997 | 65.70 | +0.33 |
| 1996 | 65.38 | +0.62 |
| 1995 | 64.75 | +0.78 |
| 1994 | 63.97 | -0.50 |
| 1993 | 64.47 | +0.32 |
| 1992 | 64.15 | +0.10 |
| 1991 | 64.05 | +0.10 |
| 1990 | 63.95 | +0.05 |
| 1989 | 63.90 | +0.10 |
| 1988 | 63.80 | -0.18 |
| 1987 | 63.98 | +0.20 |
| 1986 | 63.77 | -0.12 |
| 1985 | 63.90 | -0.57 |
| 1984 | 64.47 | -0.18 |
| 1983 | 64.65 | -0.12 |
| 1982 | 64.78 | -0.65 |
| 1981 | 65.42 | -0.15 |
| 1980 | 65.58 | +0.35 |
| 1979 | 65.22 | +0.28 |
| 1978 | 64.95 | +0.15 |
| 1977 | 64.80 | +0.08 |
| 1976 | 64.72 | +0.12 |
| 1975 | 64.60 | -0.05 |
| 1974 | 64.65 | +0.12 |
| 1973 | 64.53 | +0.15 |
| 1972 | 64.38 | +0.12 |
| 1971 | 64.25 | +0.07 |
| 1970 | 64.18 | -0.15 |
| 1969 | 64.33 | +0.48 |
| 1968 | 63.85 | +0.22 |
| 1967 | 63.62 | +0.17 |
| 1966 | 63.45 | +0.43 |
| 1965 | 63.02 | - |
Related Housing & Mortgages Series
- U.S. Median Home Sales Price by Year (Nominal vs. Real 1963-2025)415,400
- U.S. Median Home Price-to-Income Ratio by Year (1963-2025)4.75
- U.S. Mortgage Origination Interest Rate by Year (1998-2025)6.3
- U.S. FHFA House Price Index & Annual Appreciation (1975-2025)699.34
- U.S. Housing Starts by Year (1959-2025)1,356
- U.S. Rent & Shelter CPI Inflation by Year (1954-2025)3.64